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Mauli Pawar & Associates

Tax Professional

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Retirement Planning Tool

EPF Calculator

Calculate employee PF, employer contribution, EPS, annual interest and your projected EPF retirement corpus.

EPF Configuration

Enter your current salary and EPF assumptions.

EPF wage used for contribution.

Choose actual wage when applicable.

Projection Settings

Estimate your future EPF corpus.

%
%
%

Employer contribution allocated toward EPS subject to applicable rules and wage limits.

%

Change this if the notified EPF interest rate changes.

20 Years
1 Year 40 Years
5%
Estimated EPF Corpus
₹0
Employee Contribution
₹0
Employer EPF
₹0
Total Interest
₹0
Period
20 Years
Employee / Month
₹1,800
Employer / Month
₹1,800
EPS / Month
₹1,250
Interest / Year
₹0

Contribution Details

EPF Wage ₹15,000
Employee EPF ₹1,800
Employer Contribution ₹1,800
Employer EPS Allocation ₹1,249.50
Employer EPF Balance Portion ₹550.50
Monthly Total PF Inflow ₹2,350.50

EPF Projection

Current Balance
₹1,00,000
Future Contributions
₹0
Interest Earned
₹0

Important

EPF calculations are estimates. Actual interest, EPS allocation, contribution eligibility and withdrawal benefits depend on applicable EPFO rules and the member's employment details.

Year-wise EPF Projection

Estimated balance at the end of each year.

Year Basic / Month Employee PF Employer PF Interest Closing Balance

EPF Calculator – Information

Employee Contribution

The standard employee EPF contribution used in this calculator is 12% of the configured EPF wage.

Employer Contribution

The employer contribution is split between EPF and EPS according to applicable rules and wage limits.

EPF Interest

The projection applies the selected annual interest rate to estimate future EPF growth. Actual EPFO interest crediting follows the applicable notified process.